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I Don T Want To Spoil The Party Chords – Insurance Inspection Services

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The wind mitigation credit is good for 5 years. The Florida State government compels insurance companies to offer a reduction in premiums for wind mitigation features listed on their form. While optional, wind mitigation inspections can result in savings that cover the cost of the $75 inspection, so it makes sense to have it done. Licensed general contractor. Call 239-826-5866 today to set up an appointment. Contact Florida Home Inspections today to find out more benefits of home inspection. Gable ends measuring more than 48 inches tall must be braced for reinforcement.

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What did people search for similar to wind mitigation company in Cape Coral, FL? Results of the inspection help to determine coverage eligibility and rates. To qualify for this discount 100% of your openings (doors and windows) must be protected. Florida Property Inspectors, Inc. is licensed and certified to review your building and provide a Wind Mitigation Report, which may make you eligible for insurance discounts. When buying a home in Fort Myers FL a home inspection is only required if you're financing the home through a VA or FHA loan. Who is eligible for this discount? Indoor Air Quality Testing. Hi, my name is Chris the owner of CMP Home Inspections providing home inspections, 4 point inspections and wind mitigation inspection in Fort Myers FL. Answering yes to any of these question can contribute to helping lower your insurance costs – it's not a all or none, pass or fail scenario.

We care about the Fort Myers community so if your postcode is located in Fort Myers you qualify for our 10% discount on all home inspection services when you use offer code fort10 when scheduling an inspection. Wind Mitigation Inspections helps limit the amount of wind damage inflicted on a home. We will inspect, photograph, and report the key features of the home that decrease the amount of damage that may occur during a hurricane or strong windstorm. The insurance company is looking for any possible hazards that could damage the home or increase the chances of an insurance claim. The Citizen's Roof Inspection is conducted when the insurance company is wanting to know the condition or the balance of the roofs life expectancy. We report on the basic functionality and safety of those areas only. At Florida Home Inspections we know that for many people in southwest Florida, their home is their largest investment.

Wind Mitigation Inspection Fort Myers

This is not a requirement for conventional loans or cash buyers but is always recommended because a home inspection can save you thousands in unexpected repairs or protect you from unnoticed safety defects. Appliances: washer dryer as well as water and vent connections, range, cooktop, ventilation, microwave, disposal and dishwasher, etc. Roof deck attachment – records the type of roof deck attachment. If you are buying a home in Florida or are updating your insurance policy you may need or benefit from a wind mitigation inspection. Wind Mitigation Inspectors Examine These Key Safety Features: A certified inspector will look for specific factors in your home that would make it more resilient to becoming damaged in a windstorm. Home Inspections Starting at $350. Roof To Wall Attachment - The focus in this area is trusses, are they attached with nails or clips, are the metal wraps single or double? Lott & Gaylor works closely with several licensed and insured wind mitigation inspection providers and through them we've helped our clients have save thousands over the years – we'd be happy to share them with you. What Some Of Our Customers Are Saying. Beginning September 30, 2012, "all four-point inspections must be inspected by and forms completed by a verifiable Florida-licensed professional. S W Florida Home Inspections. Roof Bracing of Gable End. Residents of Port Charlotte, Punta Gorda, Englewood, North Port, and all of Southwest Florida, choose the best, Florida Home Inspections, Inc. Make The Right Choice.

Roof Geometry - Is your roof hip shaped? The home must have an insured value of $500, 000 or less. HVAC System - The HVAC system is checked to determine the age, installation, general condition, running temperatures, ventilator balancing, future service requirements and life expectancy. An inspection usually takes less than an hour to perform. Does a secondary water resistance barrier exist that prevents the roof from leaking if the shingles are blown off in a windstorm? The percentage of your premium that is for windstorm losses is provided on your policy declaration page). Insurance rates will be quoted at a maximized standard rate until the information from this wind mitigation inspection is implemented into a formula which will deflate your premiums while maximizing your potential discounts. Our wind mitigation inspections document any wind resistant features your home has, and almost all homes have some wind resistant features. The Wind Mitigation Inspection allows us to identify features of your home that mandate a discount on your insurance premiums. Under Florida state law, windstorm insurance entitles you to certain premium reductions on your policy. If you find someone slightly cheaper, but they don't do their job right and don't get you all of the discounts you have coming, did you really save any money? We love what we do and look forward to working with you. A wind mitigation inspection is performed to identify attributes that each home may have that can result in significant discounts in your home-owner's insurance premiums. When we perform a wind mitigation inspection on your home, we are looking for any wind resistant features that we can document, photograph and prove to the insurance company.

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Florida's solution came in the form of wind mitigation inspections, this proved a means of safeguarding properties in targeted areas in the hopes that insurance carriers would increase their odds of insuring more secure, less damage susceptible properties. Once the forms have been submitted to the insurance carrier, you should allow 4-6 weeks for processing. The Florida Office of Insurance Regulation mandates that homeowners must be offered discounts from the wind portion of their premium. Discounts are available for multiple wind mitigation inspections or combinations of wind mitigation inspections and 4-point inspections or other inspections. In the state of Florida this standard form is created and updated by the Florida Office of Insurance Regulation. Roof Deck Attachment How is the plywood attached to the rafters?

Discounts may vary based on your insurance policy and/or state regulations. With years of experience, we know how to inspect your home courteously and thoroughly with minimal invasion to your time and privacy. Wind Mitigation Inspections in Fort Myers and Southwest Florida. The Department of Financial Services opened the application portal on Monday. Many items are not obvious to the eye until they are looked and and evalauted.

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This is a self check, but if you need a Insurance Inspection we are here to help. Only specialty trained inspectors and contractors can perform them. The following professionals may complete a Four-Point Inspection: A home inspector. What is a wind mitigation inspection and what will it do for me? We can complete these forms and include them with your home inspection. This can mean protection from high winds, termites, and mold.

Type of protection of openings such as windows and glass doors with impact glass or shutters. My Standard Home Inspection. They will require a copy of the inspection report to verify the home is safe and to their lending standards. All of our inspectors are certified and accredited. Secondary Water Resistance Do you have an upgraded underlayment? The short answer is to get a new insurance policy or to renew an existing policy. This is a good way to test your house for wind problems within the Florida region. The building permit application for the initial construction of the home must have been made before July 1, 2008. Homes in Florida with constructed after 2002, were built to certain safety codes and will most likely save you money. Typical roof coverings in Florida are composition, architectural tile, metal, and concrete tile. Some of the features that can be included in a wind mitigation report for insurance purposes may include hurricane shutters, roof-to-wall connections, roof deck attachments, and the presence of impact-resistant windows and doors. Every discount the home owner receives through this inspection will be a residual savings that they will receive every year. As a member of the Florida Green Builders Association, Florida Home Inspections, Inc. prides itself on being a GREEN inspection company.

If you are buying or own a home in the state of Florida that was built after 2002, your home has been built according to the strictest standards in the country with regard to wind and storm resistance. You can never be penalized for having safety features, so your premiums can only go down, not up. Prior to inspection, we ask that you please: - Provide a clear working area under and around attic access panels.

Age of Roof Covering What year was the last roof covering update? The age of the home can vary as some providers are now requiring it on any home that they insure. Roof - The roof is checked to determine the age, installation, general condition, type of building materials used, obstructions and signs of damage or pest entry present. Health & Safety Measures. As a homeowner in Florida, are you aware of your windstorm insurance policy? How Much Will I Save?

Single-family homes and multi-family dwellings may be eligible for the credits and discounts. Tell us about your project and get help from sponsored businesses. Roof to wall attachment- Nails, clips or straps. Everglades City Home Inspection. Each protective feature we can find and verify gives you a discount on your insurance. Also, these inspections offer savings to your home insurance for 5 years so to me as an agent, my advice will always be to get one.